Terms and Conditions

Read these terms and conditions (“Terms”) carefully before using the services described herein. By utilizing the website located at www.algonquinadvisors.com (“Website”), you acknowledge that you have read these Terms and that you agree to be bound by them. If you do not agree to all of the Terms of this agreement, you are not an authorized user of these services and you should not use the Website.

Algonquin Advisors LLC (“Algonquin”) is an SEC registered investment adviser located in Greenwich, Connecticut. Algonquin and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Algonquin maintains clients. Algonquin can only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Algonquin’s Website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Algonquin’s Website on the Internet should not be construed by any consumer and/or prospective client as Algonquin’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Algonquin with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Brochure discussing Algonquin’s business operations, services, and fees is available from Algonquin upon written request. Algonquin does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Algonquin’s Website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Nothing contained on the Website constitutes tax, legal, insurance or investment advice. Neither the information, nor any opinion, contained on the Website constitutes a solicitation or offer by Algonquin to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on the Website are your sole responsibility. The materials should not be regarded by you as a substitute for the exercise of your own judgment. You should consider whether an investment strategy or the purchase or sale of any product is appropriate for you in light of your particular investment needs, objectives and financial circumstances.


Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Algonquin), will be profitable or equal any historical performance level(s).

Certain portions of Algonquin’s Website (i.e. newsletters, articles, commentaries, etc.) can contain a discussion of, and/or provide access to, Algonquin (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion could no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Algonquin, or from any other investment professional. Algonquin is neither an attorney nor an accountant, and no portion of the Website content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Algonquin is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Algonquin by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Algonquin’s Website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Algonquin, or from any other investment professional.

All materials on this site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosures or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

The name “Algonquin Advisors” is a registered service mark of Algonquin and can not be displayed or otherwise used in any manner without Algonquin’s prior written consent.  Access to any Algonquin Website does not authorize you to use any of Algonquin's names, logos, or copyrighted material, and you agree not to do so without Algonquin’s prior written consent.  By accessing and using this Website, you agree to abide by U.S. and international copyright law and all other applicable laws. Any use of the information and materials included in this Website unless otherwise permitted herein or elsewhere on this Website without Algonquin’s prior written consent is prohibited. All rights reserved.

Unauthorized use of Algonquin's Website and systems, including, but not limited to, unauthorized entry into Algonquin's systems, misuse of passwords or misuse of any other information, is strictly prohibited. You can not use the Website in any manner that could damage, disable, overburden, or impair any Algonquin site or service or interfere with any other party's use and enjoyment of any Algonquin site or service. You can not attempt to gain unauthorized access to any Algonquin site or service, computer systems or networks connected to any Algonquin site or service, through hacking, password mining or any other means. You can not use the Website in any manner that would interfere with another party’s use of the Website, include the term “Algonquin Advisors” or any Algonquin trademark or executive’s name, or any variation of the foregoing, as a meta-tag or hidden textual element; use any robot, spider, intelligent agent, other automatic device, or manual process to search, monitor or copy the Website or the reports, data, information, content, software, products services, or other materials on, generated by or obtained from the Website, whether through links or otherwise (collectively, “Materials”), without Algonquin’s prior written consent, provided that generally available third-party web browsers can be used without such permission; or use the Website or the Materials in any manner that could create impression of affiliation, sponsorship or endorsement by Algonquin.

You agree that you will not engage in any activities related to the Website that are contrary to applicable laws or regulations. You acknowledge that we can disclose and transfer any information that you provide through the Website (i) to any other person or entity with your consent; or (ii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through the Website you agree to such transfers.

The Website, including information and materials contained in the Website, text, graphics, software, links and other items are provided “as is,” “as available” without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law. Without limitation, Algonquin Advisors does not warrant the accuracy, adequacy, completeness, reliability, timeliness or availability of the website or any information on this site, and expressly disclaims liability for errors or omissions in the Website. The information and materials on the Website could contain typographical errors or inaccuracies. There is no warranty of merchantability, no warranty of fitness for a particular purpose, no warranty of non-infringement, no warranty of any kind, implied, express or statutory, in conjunction with the Website. Any contents on this site are subject to change without notice. Please note that some jurisdictions do not allow the exclusion of certain warranties, so some or all of the above exclusions could not apply to you.

You shall be responsible for obtaining and maintaining all telephone, computer hardware, software, and other equipment needed to access and use the Website. Access to the Website can from time to time be unavailable, delayed, limited or slowed due to, among other things: hardware failure, including among other things, failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment; software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content; overload of system capacities; damage caused by severe weather, earthquakes, wars, insurrection, riots, terrorism, civil commotion, acts of God, accidents, fires, water damage, explosions, mechanical breakdowns or natural disasters; interruption (whether partial or total) of power supplies or other utility of service; strike or other stoppage (whether partial or total) of labor; governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond our control.

If access to the Website is unavailable, delayed or limited, or if the Website does not operate quickly and efficiently, and your operations are dependent on such communications with us, and such communications are disrupted or delayed, you could suffer losses. Algonquin will not be liable for any such loss.

We or our suppliers can discontinue or make changes in the information, products or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only or, if no date is stated, the date of first posting. We do not undertake any obligation or responsibility to update or amend any information on the Website. We reserve the right to terminate any or all Website offerings or transmissions without prior notice to you. Furthermore, no distribution or solicitation is made by us to any person to use the Website or the information, products, services in jurisdictions where the provision of the Website and such information, products or services is prohibited by law. The information contained herein is provided without any warranty of any kind.

Use of the Website could be monitored, tracked and recorded. Anyone using the Website expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of these Terms posted on the Website during each session.

The Website and all information and functionality contained within it are not directed at or intended for use by any person or resident who is located in any jurisdiction where (i) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (ii) such distribution is prohibited without obtaining the necessary licenses or authorizations and such licenses or authorizations have not been obtained.

Please note: Algonquin does not serve as a law firm, certified public accountant firm, nor an insurance agency.  Algonquin does not prepare legal documents or tax returns nor does it sell insurance products.


IRS Circular 230 Disclosure: Algonquin Advisors, LLC does not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with Algonquin Advisors of any of the matters discussed herein for the purpose of avoiding U.S. tax-related penalties.

Any materials available on the Algonquin Website have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. Unless specifically stated otherwise, all price information is indicative only. Any opinions are subject to change without notice.

Securities are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Algonquin. Securities including alternative investments, limited partnerships and futures involve investment risks, including the possible loss of value. Your eligibility for particular products or services is subject to final Algonquin determination and acceptance. Past performance is not necessarily indicative of future returns. The value of investments, and the income from them, can go down as well as up, and you could not recover the amount of your original investment. In the case of some investments, you should be aware that there is no recognized market for them and that it could therefore be difficult for you to deal them or to obtain information about their value or the extent of the risks to which they are exposed.

The Website can contain statements that constitute "forward looking statements". While these forward looking statements could represent Algonquin’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from Algonquin’s expectations. Algonquin is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise. In addition to statements which are forward-looking by reason of context, the words 'may, will, should, expects, plans, intends, anticipates, believes, estimates, predicts, potential, or continue' and similar expressions identify forward-looking statements.

The Website is owned by Algonquin. The Website and any and all accompanying screens, information, materials, user documentation, user interfaces, images, arrangements of information, related software and other proprietary property of Algonquin or its licensors accessible via the Website is and shall remain the exclusive property of Algonquin and such content is solely for your personal, non-commercial use. Accordingly, you can not copy, distribute, modify, post, frame or deep link the Website, including any text, graphics, video, audio, software code, user interface design or logos. You can download material displayed on the Website for your personal use provided you also retain all copyright and other proprietary notices contained on the materials. You can not distribute, modify, transmit, reuse, repost, or use the content of the Website for public or commercial purposes, including all text, images, audio, and video, without Algonquin’s prior written consent. Modification or use of the materials for any other purpose violates Algonquin's intellectual property rights.

Algonquin will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via the Website. In no event will Algonquin or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if Algonquin or any other such party has been advised of the possibility thereof. This limitation on liability includes, but is not limited to, the transmission of any viruses which could infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. Algonquin cannot and does not guarantee continuous, uninterrupted or secure access to the Website.

The Website is not absolutely protected against unauthorized third parties. You acknowledge that any information provided through the internet could be potentially accessed by unauthorized third parties. Although Algonquin will make reasonable efforts to protect the privacy of users of this site, no guarantee can be made that unauthorized third parties will not access the information contained on the Website. You acknowledge that Algonquin is not responsible for notifying you that unauthorized third parties have gained such access or that any data has been otherwise compromised during transmission across computer networks or telecommunications facilities, including, but not limited to, the internet. Communications to Algonquin, particularly those containing confidential information, can be sent by mail to: Algonquin Advisors LLC 1 Greenwich Office Park North, Greenwich, CT 06831, Attn: Webmaster.

Certain parts of the Website are protected by passwords or require a login and are restricted to clients and other approved parties (“authorized users”) only. You can not obtain unauthorized access to such parts of the Website, or to any other protected materials or information, through any means not intentionally made available by Algonquin for your specific use. Authorized users can elect to participate in the password-protected access portion of Algonquin’s Internet web site. This participation will allow authorized users to review certain investment-related information published by Algonquin and unaffiliated third parties. This participation authorizes Algonquin to communicate and share information with service providers to its website in furtherance of Algonquin’s services under this authorization. This authorization shall continue until canceled in writing.

Authorized users understand that the password-protected section is a secure web site intended only to allow an authorized user access to information relative to his/her/its specific account. The authorized user understands that they have been assigned an individual password and agree not to share the password with any other person or entity. The authorized users releases and holds Algonquin harmless from any and all adverse consequences relative to any failure by the authorized users to keep the identity of their password secure.

If you are an authorized user, you are responsible for the confidentiality and use of your password. Your password is an important means of protection for you. You agree to contact us immediately if you believe that an unauthorized person has obtained access to your password.

Links to unaffiliated websites are provided solely as pointers to information on topics that can be useful to users of the Website, and we have no control over the content on such unaffiliated websites. If you choose to link to a website we do not control, we make no warranties, either express or implied, concerning your use of or inability to use such site, the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor do we warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. We do not guarantee the authenticity of documents on the Internet. Links to unaffiliated sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites and we expressly disclaim any such endorsement or representation. You are responsible for evaluating the adequacy, accuracy or reliability and completeness of any information or other content available on hyperlinked or referenced websites. Algonquin reserves the right to terminate any hyperlink or hyperlinking program at any time. By accessing the website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the website. In addition, these third party websites could have a privacy policy or security practices different from the Website so it is important to read the policies of those sites before sharing your personal information.

You shall not display hyperlinks on your websites to any website owned or operated by Algonquin. If you desire to display on your website a hyperlink to an Algonquin Website, you must enter into a written agreement with Algonquin governing such display.  Requests to display hyperlinks on your websites to Algonquin Websites should be e-mailed to webmaster@algonquinadvisors.com.

In the event any of these Terms shall be held to be unenforceable, the remaining Terms shall be unimpaired and the unenforceable Term shall be replaced by such enforceable Term as comes closest to the intention underlying the unenforceable Term. These Terms shall be subject to any other agreements you have entered into with Algonquin. The user's access to and use of the Website, and the Terms of this disclaimer are governed by the laws of the State of Connecticut.

Any action against Algonquin arising from or relating to your access to and use of the Website and the provisions of these Terms must be brought by you in state or federal court located in the State of Connecticut, Fairfield County. You consent to the jurisdiction and venue of the state and federal courts located within the State of Connecticut, Fairfield County, for the adjudication of all claims by Algonquin against you arising from or relating to your access to and use of the Website and the provisions of these Terms.

Algonquin reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such Changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

In exchange for using the Website, the visitor agrees to indemnify and hold Algonquin, its officers, directors, employees, affiliates, agents, licensors and suppliers harmless against any and all adverse consequences, claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of the Website, from your violation of these Terms or from any decisions that the visitor makes based on such information which are independent of his/her/its receipt of personalized individual advice from Algonquin.


If you need assistance with the Website, or if you need to communicate with Algonquin Advisors, please contact us at (203) 629-2114 or email webmaster@algonquinadvisors.com.

© Algonquin Advisors LLC 2019.® All rights reserved.